In 2008 to date we have negotiated generous credit facilities for clients at their request -

**Example, a large international commercial real estate development company seeking funding for further development activities worldwide is offered a $1 billion dollar loan at Libor plus 2% (4.72%) versus collateral of a top 25 world bank guarantee at 110% of loan.

**Example, an individual client wishing to purchase a 5 star hotel

overseas for $250mm is offered a $180mm loan with interest at the U.S. five year note rate plus 3.5% (approx. 6.27%), fixed for 5 years, then floating, versus the hotel as collateral and $70mm US equity participation by our client.

**Example - A large US conglomerate wishes to have receivables created when it sells auto parts to its commercial customers financed at a favorable rate, thereby allowing the supplier customers to have more credit at better rates. Loan terms currently being negotiated.